Kredi Derecelendirme Sistemi Skorlamasında Kullanılan Nitel Soru Tekniklerinin Katılım Bankaları Normları İçin Yetersizliğinin Tespiti ve Çözüm Önerileri

GÜDÜCÜ, Bülent | KAZAK, Hasan

In today's banking system, scoring (rating) models are used in international standards to define limits for companies in credit allocation processes. Scoring is a process consisting of quantitative and qualitative elements designed as indicators of the default risk of the loan. The rating categories identified in the relevant process provide an important source of information for investors and all other parties, which express an independent judgment to determine the quality and reliability of the investment and investment instrument of the firm. Today, “Participation Banks alan, which are incl ...Daha fazlası